Umar Aziz
Squad Leader of Backend
Skills
Domains & Expertise
Bio
A seasoned Solutions Architect with 15+ years of experience in designing and delivering scalable, secure, and innovative technology solutions across FinTech, banking, and enterprise domains. Expertise includes microservices architecture, cloud platforms (AWS, Azure), API-driven integrations, and regulatory compliance. Proven track record of leading cross-functional teams to build complex financial systems, digital banking platforms, and enterprise-grade applications. Strong background in Java, Spring frameworks, and DevOps practices, with a passion for driving innovation and operational excellence. Adept at bridging the gap between business needs and technical solutions to achieve impactful outcomes.
Experience
Solutions Architect
YAP
Mar 2024 - Present
- • Design and implement scalable and secure financial technology solutions in FinTech.
- • Lead the technical strategy, ensuring alignment with regulatory requirements and industry standards.
- • Develop microservices and cloud solutions using AWS, Azure, and GCP.
- • Design API-driven architectures and integrate third-party systems for seamless transactions.
- • Drive innovation in product development with a focus on enhancing user experience and operational efficiency.
Solutions Architect (Part-time)
Beyon Money
Dec 2023 - Mar 2024
- • Designed and implemented solutions for financial technology applications.
- • Led third-party integrations and ensured solution scalability.
- • Managed the development lifecycle, from design to deployment.
- • Coordinated with teams to ensure alignment with business goals.
- • Specialized in solution design, team management, and architecture.
Solutions Architect (Part-time)
Digitify
Mar 2023 - Nov 2023
- • Analyzed and documented business requirements for technology solutions.
- • Collaborated with senior management to define project scopes, timelines, and deliverables.
- • Implemented proof of concepts on various technology trends.
- • Assisted in presenting business ideas and innovative solutions to senior management.
- • Worked closely with stakeholders to define and drive product development.
Solutions Architect
Beyon Money
Mar 2022 - Jan 2023
- • Led solution design and architecture for BeyonMoney Super App.
- • Managed development teams and conducted code reviews.
- • Designed and implemented core transaction and payment modules.
- • Oversaw development of features like integration with payment systems.
- • Worked on the development lifecycle from analysis to deployment.
Solutions Architect
Digitify
Mar 2018 - Mar 2022
- • Designed and developed a fintech product (YAP) from scratch.
- • Integrated with banks, processors, and courier partners.
- • Developed EKYC, Remittance, and Card modules.
- • Implemented microservices architecture and managed cloud deployments.
- • Focused on transaction management and seamless user experience.
Technical Lead
YAP
Mar 2018 - Dec 2020
- • Led technical teams to build and maintain YAP’s fintech platform.
- • Managed core product development and transaction modules.
- • Collaborated with business stakeholders to align product development with user needs.
- • Oversaw code quality, system integration, and deployment strategies.
- • Implemented new features and enhancements based on market trends.
Manager Core Product Development
Inov8 Limited Pakistan
Mar 2013 - Jan 2018
- • Led the development of FonePay, a payment ecosystem.
- • Integrated with utility bill payment systems, telecom systems, and core banking systems.
- • Managed integration with Zong’s USSD for branchless banking.
- • Oversaw the development of core transactions and payment systems.
- • Led the development team in designing and implementing payment modules.
Senior Software Engineer
TGI Pakistan
Oct 2011 - Feb 2013
- • Developed a biometric card registration system with biometric device integration.
- • Led a Flex development team and provided training to junior developers.
- • Designed and developed various application modules, from front-end to back-end.
- • Integrated email notification services and schedulers.
- • Developed custom components using Flex for the registration system.
Senior Software Engineer
TkXel
Jan 2011 - Oct 2011
- • Developed the 'Order Local' mobile app for Android and iOS using Titanium.
- • Integrated PayPal for online payment and Tropo for IVR-based orders.
- • Created a CMS to manage restaurant and takeaway content for the app.
- • Worked on both front-end and back-end development.
- • Successfully launched the iPhone app on the Apple App Store.
Senior Software Engineer
NetSol Technologies Inc.
Jul 2010 - Jan 2011
- • Developed key modules for NetSol’s Financial Suite, a web-based leasing and finance solution.
- • Implemented business logic for leasing and financing operations.
- • Participated in CMMI activities and contributed to documentation.
- • Involved in functional and requirement specifications for various modules.
- • Worked on integrating multiple financial systems into a unified solution.
Software Engineer
NetSol Technologies Inc.
Jun 2008 - Oct 2010
- • Worked on major modules of the NetSol Financial Suite, a web-based financial solution.
- • Contributed to the development of core leasing and finance functionalities.
- • Collaborated on CMMI activities and documentation for various modules.
- • Engaged in requirement and functional specification processes.
- • Focused on enhancing system integration and financial management features.
Education
Bachelor's of Science in IT
University of the Punjab
2004 - 2008